Guardian Dental Insurance – St. Louis, MO
Oral Surgery Made More Affordable
Do you have Guardian Dental Insurance? We have great news for you! Our oral surgery office has just become a contracted provider with Guardian, which means that more of our patients have additional opportunities to save money on their out-of-pocket costs. We are also proud to say that we are welcoming new patients who are looking for a Guardian dental oral surgeon in St. Louis. To learn more about our team can help you maximize your Guardian plan’s benefits, just keep reading the information below.
Guardian Coverage Availability & Fees
Although Guardian offers both PPO and DHMO plans in some states, here in Missouri, we work with your plan, whether you have group or individual coverage. Depending on your specific plan, your benefits may look like this:
- 80 to 100 percent coverage for preventive care.
- 50 to 80 percent coverage for minor restorative care (e.g., fillings, non-surgical extractions).
- 0 to 50 percent coverage for major dental care (e.g., many oral surgical procedures).
Keep in mind that the benefits listed above are for in-network providers like our practice. If you have questions about your insurance and out-of-pocket costs, we will be happy to take a closer look at your plan and help you understand your benefits.
Depending on your plan, you may have a yearly maximum amount that dental insurance will cover. In many cases, this amount is between $1,000 and $1,500, which means that, for any amount beyond that limit, we can work with you to arrange financing at an affordable interest rate.
If you ever have questions about insurance, Lucy is the team member you need to talk to. She knows the ins and outs of many types of insurance plans, including Guardian, and can walk you through the whole process. We’ll handle filing claims and verifying your coverage, so you don’t have to worry about getting the most value out of your benefits.
Contact us if you would like to talk to Lucy or another team member about your insurance coverage. We’re always happy to help!